![]() ![]() Switch your savings if you're not getting at least 2.85 percent ![]() Only a small portion of the four million people eligible are claiming these long-term cheap deals - MSE have their own list, for to get you started, Virgin Media, BT, and Vodafone all have deals online. Universal Credit claimants could get special broadband deals To put that in context, you can get superfast fibre broadband for less than £19/month." 6. Yet two minutes on our broadband comparison can often find deals saving £200+/year, at faster speeds. MSE say: "Many on older contracts are paying £30 to £45/month for slow broadband. MSE also recommend looking into switching to a water meter? - some save £100s. To find out if you can get your hands on any, you can check at Save Water Save Money.īecause a good chunk of water used is also heated, this could also save you on your energy bills. Save water to save moneyįollowing a scorching hot summer last year, water firms are handing out free water saving gadgets, including showerheads, tap inserts, and winter insulation kits. It takes minutes and could see you nab an extra £500 per month to boost your income during the cost of living crisis - that could be life changing for many. They say: "Martin's rule of thumb is all households earning under £40,000 should check - he's not saying you'll get it, just it's worth the time on a benefits calculator." MSE say an estimated seven million people are missing out on benefits they could be entitled to. Check benefit eligibility if you earn less than £40,000 There are other banks offering debit cards with cashback out there, though the exact amount of money you'll see returned varies by bank. All banking is done through the app, there's no credit check, and you do not need to complete a full bank switch in order to earn one percent back on your shopping. If a cashback credit card isn't for you, for whatever reason, MSE recommends the Chase bank account app for it's one per cent cashback on everyday spending for a period of 12 months. You can apply at Gov.uk though MSE recommends to read the full pros and cons list in it's Marriage tax help guide first. This is back-datable up to four years, totalling an extra £990 in your pocket. The non-tax payer can apply to move 10 per cent of the tax free allowance to their spouse, which MSE say is worth £252 this year. To qualify, one member of the couple must be earning below the tax threshold (earning below £12,570 every year), and the other must be a basic 20 percent rate taxpayer (earning between £12,570 and £50,270 per year). Married couples could be entitled to £1,242Ĭouples who are married or in civil partnerships could be receive a big tax break, worth potentially hundreds of pounds. Read more: 28 of your favourite foods you probably didn't know were vegan 1. The team at the website have put together more than a dozen ways to kick 2023 off with a financial boost. ![]() ![]() With all of the extra money spent at Christmas, the continuing cost of living crisis, and so many between the last payday and the next one, is unsurprising that many people are looking to save money where the can - and are looking to make a little extra.Įver the fountain of financial wisdom, Money Saving Expert (MSE) - the organisation founded by Martin Lewis to bring financial freedom to all - has put together a list of quick and easy money saving tips to gently ease you into saving some extra pennies this year.įrom possible tax breaks, to simple water saving advice, the MSE team are committed to helping you save where you can. Everyone is looking to save a bit of money as the new year begins. ![]()
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